Our Volkswagen finance center is here to help by searching for ways to secure you a great rate for your deal. If you've purchased or leased a car from another dealership before, you might have been overwhelmed by the long purchase order outlining your terms. We're here to demystify what those reports have on them on this web page that will take you less than three minutes to read.

Understanding Volkswagen Finance Terms

There are three major components of a purchase agreement. The first component identifies us as the seller, you as the buyer, and shows the terms of your deal, including the creditor and any other applicable information. The following guide outlines the steps you should take to get to this point with your new car.

Check Your Credit History

If you're planning to buy a new car soon, view your free credit report to check for any discrepancies. Any mistaken charges, especially in the form of unpaid bills, can ding your credit score, which can affect your financing rate. On the flip side, financing or leasing a car or SUV and paying all installments on time is a great way to boost your credit for the future.

Your VW Finance Application

Whether you lease or finance one of our new VW car specials, the credit application will determine the interest rate on your loan or money factor (a type of interest rate) for your lease. If you are new to buying and leasing, your interest rate is how much your loan costs. The fractional cost of your loan is rolled into your monthly payment, which is displayed on your purchase order.

Your Volkswagen Auto Loan at a Glance

Whether you lease or finance a VW vehicle, you'll see line items like the MSRP (manufacturer's suggested retail price), cap-cost reduction (net discounts from promotions or trades), taxes, mileage (on a lease only), additional products, money down, term of the loan (two, three, four, five years, etc.), and your monthly payment. Our team members can point out each of those values and answer any additional questions you have.

Volkswagen Financing at Its Best

We hope that this article has helped shed light on all of the details you'll see fleshed out when you sign up for one of our Volkswagen lease deals. We're here to help you have a seamless and memorable shopping experience. Our finance managers will also show you some products that help you keep the good vibes going, like wheel & tire protection, exterior appearance protection, interior protection, and extended service contracts.

It's a pretty good life in Delray Beach, FL. There are coastal views from almost any part of the city, and if you can't readily see the ocean, you most definitely feel the tropical breezes blowing past wherever you are. This relaxed atmosphere informs how we help our customers. Our VW auto finance managers want to create value for you. No one is pushy. We're here to make getting what you want easy.

With that in mind, we're thrilled to offer you the Guntherplus+ program. You'll enjoy three years of complimentary maintenance and the Gunther Best Price Guarantee on all new vehicles. Enjoy the good life from behind the wheel of your next car brought to you by the expert team at our Volkswagen finance center. You're going to love what you drive home in as much as the experience.

Contact Information

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Contact

Gunther Volkswagen Delray Beach

2401 N Federal Hwy
Directions Delray Beach, FL 33483

  • Sales: 561-243-4600
  • Service: 561-243-4600
  • Parts: 561-243-4600

Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-8:00pm
  • Saturday 10:00am - 7:00pm
  • Sunday 12:00pm-6:00pm
See All Department Hours

Dealership Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-8:00pm
  • Saturday 10:00am - 7:00pm
  • Sunday 12:00pm-6:00pm

Parts Dept. Hours

  • Monday 7:30am-6:00pm
  • Tuesday 7:30am-6:00pm
  • Wednesday 7:30am-6:00pm
  • Thursday 7:30am-6:00pm
  • Friday 7:30am-6:00pm
  • Saturday 8:00am-5:00pm
  • Sunday Closed

Service Dept. Hours

  • Monday 7:30am-6:00pm
  • Tuesday 7:30am-6:00pm
  • Wednesday 7:30am-6:00pm
  • Thursday 7:30am-6:00pm
  • Friday 7:30am-6:00pm
  • Saturday 8:00am-5:00pm
  • Sunday Closed

Body Shop Hours

  • Monday 7:30am-6:00pm
  • Tuesday 7:30am-6:00pm
  • Wednesday 7:30am-6:00pm
  • Thursday 7:30am-6:00pm
  • Friday 7:30am-6:00pm
  • Saturday Closed
  • Sunday Closed