Bad Credit Auto Loans South Florida

bad credit auto loans at gunther vw in delray beach, fl

The Many Benefits of Bad Credit Financing

Drivers all over Florida are in search of the perfect vehicle. If you reside near Delray Beach, Florida, you've probably considered your options. Living near the beach can make anyone yearn for an SUV. However, the fresh spring breeze might also make you want a sedan. Why not get both? Ah, right––your credit.

The experts at Gunther Volkswagen Delray have come up with a solution to credit problems: bad credit financing.

With bad credit car loans, you can enjoy the benefits of the newest vehicles while rebuilding your credit score. We make these loans available to those with less-than-perfect cores, ensuring everyone feels welcome at our car dealership. If you have bad credit and you're looking for a chance to snag a great deal, there's no better time to shop for a VW than now, with us.

How Bad Credit Financing Works

Like any normal auto loan, bad credit car loans require an credit application. You'll go through the standard auto loan process, only this time, without the judgment of a low score weighing you down. The only real difference between subprime auto loans and regular ones are the rates and down payment options.

If you have great credit, you can often get away with skipping the down payment portion of your purchase. You'll also qualify for very low-interest rates, which keep payments significantly lower.

By signing up for a bad credit car loan, you can hope to access the perks of a regular auto loan. Generally, we would recommend saving about 20% of the vehicle's selling price as a down payment option. It would also be wise to check the trade-in value of your current ride so that you can put that amount toward the car loan balance as well.

Not only will this increase your approval odds, but it also reduces the overall balance on your loan. After a few months of making on-time monthly payments, your score will rise. At this time, you can refinance your car loan and finally access all the benefits of a regular auto loan.

Talk to Our Finance Center Today

If you or someone you know has been through the following, you might qualify for bad credit financing:

  • Foreclosure
  • Repossession
  • Divorce
  • Medical costs
  • Bankruptcy

We know that the world of credit is a complicated animal, which is why our finance center in Vero Beach, FL, is dedicated to helping you navigate it. If you've been plagued by any of the tough experiences noted above, we can help you rebuild. Apply for a bad credit auto loan today and let's get your credit score back where it should be!

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